IFFE · IFFE
IFFE Individual Finance Syllabus: Sections and Question Counts
How the 100 IFFE Individual Finance questions split by section: Governing Legislation for Retail Finance 25%, Retail Finance Products 25%, with the topics in each section and the source.
- Questions and time
- 100 questions · 120 minutes
- Pass mark
- 70 marks (published score)
- Exam fee
- SAR 1,150
Start with 10 free questions to find what needs more work. No sign-up, with answer explanations.
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Start with 10 free questions to find what needs more work. No sign-up, with answer explanations.
Try 10 free questions and see your levelLast verified: 11 November 2026. This is an independent guide; it is not affiliated with Financial Academy or any government body. Exam details can change, so check the exam page at Financial Academy before relying on any figure.
How the questions are split
The exam has 100 questions in 120 minutes, split across the sections according to the exam specification from Financial Academy.
| Section | Questions | Share |
|---|---|---|
| The Banking System in Saudi Arabia | 5 | 5% |
| Governing Legislation for Retail Finance | 25 | 25% |
| Providers of Financing Services | 10 | 10% |
| Retail Finance Products | 25 | 25% |
| Individual Buyers | 20 | 20% |
| Professional Competencies | 5 | 5% |
| Islamic Finance | 5 | 5% |
| Financial Inclusion | 5 | 5% |
| Total | 100 | 100% |
The two largest sections are Governing Legislation for Retail Finance and Retail Finance Products: together 50 of the 100 questions (50%). Start with them, then take the rest in order of size.
Topics in each section
The Banking System in Saudi Arabia (5 questions)
- Establishment and evolution of SAMA
- Financing activity, technology and digital banks
- Payment-system achievements
- Elements of the retail finance market
Governing Legislation for Retail Finance (25 questions)
- Finance Companies Control Law, its regulations and related laws
- Sector rules and operating standards
- Financing prohibitions
- Responsible lending principles and deduction ratios
- Collection controls and procedures
Providers of Financing Services (10 questions)
- Licensed finance companies
- Banks
- Activities supporting finance
Retail Finance Products (25 questions)
- Real-estate finance
- Finance lease
- Credit-card finance
- Consumer finance, consumer microfinance and BNPL
- Microfinance, debt crowdfunding, advertising and cost calculations
Individual Buyers (20 questions)
- Individual customers, personal finance and credit awareness
- The rational customer and financial self-management
- Customer responsibilities towards financiers
- Financial education and personal financial planning
- Finance customers' rights and protection principles
Professional Competencies (5 questions)
- Technical functions and service stages
- Application acceptance and granting rules
- Financier obligations after contracting
Islamic Finance (5 questions)
- Islamic finance principles
- Islamic financing contracts
Financial Inclusion (5 questions)
- Concept and importance of financial inclusion
- Institutional role, indicators and tools
How to use this split
Start with the 10 free questions, no sign-up: your score comes back split by section, so you see the weakest one. Then spread your study days according to the table above, as laid out in the study plan.
Finished reading? Try a set of questions
Start with 10 free questions to find your weakest units. Keep practising with the full question bank and mock exams from SAR 26.
Sources and references
- Financial Academy – exam page fa.gov.sa
- Financial Academy – exam specification cdn.fa.gov.sa