RBF Retail Banking Study Plan by Time Left

Last verified: 11 November 2026. This is an independent guide; it is not affiliated with Financial Academy or any government body. Exam details can change, so check the exam page at Financial Academy before relying on any figure.

This guide answers one question: with the days you have left before RBF Retail Banking, what do you study first? Section details are in the syllabus guide; booking and fees are in the registration guide.

The numbers behind the plan

Sections in order of size

1. Retail Banking Products and Services in KSA: 25 questions (25%)
2. AML/CFT in the Kingdom of Saudi Arabia: 13 questions (13%)
3. Islamic Sharia Principles and Impact on Retail Banking: 11 questions (11%)
4. Principles of Protecting Bank Customers: 11 questions (11%)
5. The Structure of Retail Banking Sector in KSA: 8 questions (8%)
6. Fraud Concept and Impact on Retail Banking: 8 questions (8%)
7. Effective Customer Service in Retail Banking: 7 questions (7%)
8. Compliance Principles and Impact on Retail Banking: 7 questions (7%)
9. Principles of Responsible Financing: 6 questions (6%)
10. Business Conduct Rules: 4 questions (4%)

Four weeks or more

Give the sections 20 study days in proportion to their weight, then keep a week for mock exams:

• Retail Banking Products and Services in KSA: 5 days
• AML/CFT in the Kingdom of Saudi Arabia: 3 days
• Islamic Sharia Principles and Impact on Retail Banking: 2 days
• Principles of Protecting Bank Customers: 2 days
• The Structure of Retail Banking Sector in KSA: 2 days
• Fraud Concept and Impact on Retail Banking: 2 days
• Effective Customer Service in Retail Banking: 1 day
• Compliance Principles and Impact on Retail Banking: 1 day
• Principles of Responsible Financing: 1 day
• Business Conduct Rules: 1 day

After each section, work its questions in the practice area and read the explanation for every option you got wrong before moving on.

Two weeks

Ten days for the larger sections and four for mock exams and review:

• Retail Banking Products and Services in KSA: 2 days
• AML/CFT in the Kingdom of Saudi Arabia: 1 day
• Islamic Sharia Principles and Impact on Retail Banking: 1 day
• Principles of Protecting Bank Customers: 1 day
• The Structure of Retail Banking Sector in KSA: 1 day
• Fraud Concept and Impact on Retail Banking: 1 day
• Effective Customer Service in Retail Banking: 1 day
• Compliance Principles and Impact on Retail Banking: 1 day
• Principles of Responsible Financing: 1 day
• Smaller sections (Business Conduct Rules): review them only through your mock exam mistakes.

The final week

• Day 1: the 10 free questions, to find your weakest sections.
• Days 2 to 4: Retail Banking Products and Services in KSA and AML/CFT in the Kingdom of Saudi Arabia first because they are the largest, then your weakest section.
• Day 5: one full mock exam: 100 questions in 120 minutes without stopping.
• Day 6: go through every question you got wrong and read the explanation for each option.
• Day 7: light review, and check your appointment, test centre and required ID.